Technomics

Digital Finance

UPI, CBDC and the Next Layer of Digital Payments

Fast payments changed retail money. The next contest is data, credit and cross-border rails.

Rohan Mehta · Aug 14, 2026 · 7 min read Read Article Digital Finance

Account Aggregators and the Credit Information Stack

Consent-based data sharing can cut MSME friction if lenders actually underwrite on it.

Rohan Mehta · Jul 30, 2026 · 6 min read Read Article Digital Finance

Digital Credit: Delinquency After the BNPL Wave

An empirical note on unsecured digital loans and household cash-flow stress.

Rohan Mehta · Jul 18, 2026 · 8 min read Read Research Digital Finance

Fintech and Financial Inclusion After Fast Payments

IMF staff discussion of instant payments, data and credit.

IMF staff · May 20, 2026 Visit Source Digital Finance

BIS: Wholesale CBDCs and Cross-Border Settlement

Bank for International Settlements work on wholesale digital money.

BIS Monetary and Economic Department · Mar 15, 2026 Visit Source