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Articles by Tojo Jose.

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Global politics Global politics

The Global March of Autocracy 7 min read

By Tojo Jose Sep 6, 2026 · 7 min read Read Brief →

Science and Technology Science and Technology The Digital Animal Inside Us Sep 6, 2026 · 3 min read

Banking Banking When AI assesses the borrower, the bank must respond Aug 28, 2026 · 3 min read

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Financial Technology UPI is a social infrastructure, not just a payment business The government's move to monetise UPI after nearly ten years raises social and business questions about India's zero-cost digital payment infrastructure. Tojo Jose Aug 28, 2026 9:35 PM 3 min

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RBI Liquidity Operations and Monetary Transmission How OMOs, the SDF and standing facilities move the overnight rate into the real economy. 8 min read → Inflation Data and the Consumer Price Index What CPI measures, why food weights matter, and how to read a monthly print. 6 min read → Fiscal Deficit through the Government Budget Receipts, expenditure and borrowing — the arithmetic behind the deficit number. 7 min read → Repo Rate Decision Turn an MPC statement into a classroom note on stance, liquidity and guidance. 5 min read →

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6.7% GDP Growth MoSPI 3.6% CPI Inflation MoSPI

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